Homes in the Rockaways (photo: Samar Khurshid)

New Yorkers were exposed to the harsh realities of climate change when Superstorm Sandy hit more than two years ago. Those living in coastal neighborhoods like Coney Island and the Rockaways are struggling to deal with the mounting impacts of climate change. But now it's not just the storms they fear, it's the rising cost of flood insurance that threatens to drown them.

Come next year, revised flood zone maps issued by the Federal Emergency Management